While anyone can be a victim of identity theft, it’s important to understand that certain groups are targeted more often than others. As such, understanding who is most at risk for identity theft can help you take the necessary steps to secure your accounts and protect your identity. The following blog explores why certain individuals are targeted and what steps you can take if you have factors that increase your risk of your identity being compromised. Additionally, if you have reason to believe you are at risk, you’ll learn how a Los Angeles, California identity theft lawyer can assist you during these challenging matters.
What Groups Are Most Vulnerable to Identity Theft?
Unfortunately, some groups are often targeted for identity theft. Generally, you’ll find that some of the most vulnerable members of society are victims of identity theft, including the elderly. Often, older individuals are chosen by thieves because they often have good credit scores and are no longer taking out loans, meaning they are less likely to check their credit reports. Additionally, older individuals are more likely to be victims of phishing and other kinds of scams intended to get their sensitive information.
The next group often targeted for identity theft is children. Children are often victims because they have no credit history, making them ideal for thieves. Additionally, parents don’t check their children’s credit reports until they begin applying for loans or credit cards, and by that point the damage is extensive.
Finally, many identity thieves often target those in the military for identity theft. Despite risking their lives, active service members do not have the ability to check their credit scores or notice suspicious activity on their accounts, making them the perfect target for thieves.
How Can Those At Risk for Identity Theft Protect Themselves?
If you are at risk of identity theft, there are steps you can take to help secure your identity. Generally, you’ll find that the best thing you can do if you are an older adult or the parent of a young child is to place a credit freeze on the account. This makes it so no potential creditors can access the information, meaning no accounts can be opened in your or your child’s name. This is generally more secure than a fraud alert, as the information on your account is still able to be accessed by creditors, despite the fact they need to confirm your identity first.
For those in the military, Active Duty Alerts can be beneficial as they are similar to a fraud alert, in that they require the creditor to confirm your identity first. However, because they may not be able to contact you, you can appoint someone to act on your behalf in these matters.
If your information has been compromised it’s in your best interest to connect with an experienced attorney who can help guide you through these challenging times. Luckily, you can count on the team at Los Angeles Legal Solutions to help you recover your identity and repair your credit score. Contact us today to discuss your circumstances and learn how we can assist you.
