Many of us have experienced the sinking feeling when we realize our debit card has been stolen or misplaced. Fortunately, in most cases, we can simply cancel the card and nothing ever comes of it. However, if you didn’t realize your debit card was stolen until you notice an unauthorized ATM charge pop up on your statement, you may feel very anxious about what to do and where to turn. Please continue reading and reach out to a knowledgeable California unauthorized ATM charges lawyer from Los Angeles Legal Solutions to learn more about how we can assist you.
Unauthorized ATM Charges Lawyer | Serving Los Angeles & Southern California
Unfortunately, most of us have lost at least one credit or debit card in our lives. However, we’re finding that in recent years, a growing number of people don’t discover they’ve lost their card until someone has already withdrawn unauthorized funds. If this has happened to you, we’re here to help you get your money back. Give our California consumer lawyer a call today so we can start working on your case.
What Should I Do if I Can’t Find My Debit Card?
The first thing you should understand is that you will have two business days from the date you realized you lost your bank card to contact your bank and inform them of the situation. An important distinction to make here: it’s two business days from the date you discovered your card is missing, NOT two business days from the date your card actually went missing.
Upon discovering unauthorized ATM charges on your bank statement, however, (that don’t involve an ATM card) you’’ have 60 calendar (not business) days to notify the bank. That said, of course, you should contact your bank as soon as you possibly can. Once you do, your bank should reimburse all unauthorized withdrawals. Note that in some cases, banks will dispute the fraud and will insist on not reimbursing you. In this case, you’ll need to hire an unauthorized ATM charges lawyer who can help you fight for the full and fair compensation to which you are entitled.
Contact a California Unauthorized ATM Charges Lawyer
Don’t make the mistake of facing a dispute with your bank without qualified legal representation in your corner. Our firm has fought on behalf of countless individuals who’ve been made victims in Los Angeles and throughout Southern California for decades, and we’re prepared to fight for you as well. Contact Los Angeles Legal Solutions today to schedule your free initial consultation with our dedicated legal team.
