What is Consumer Fraud in California?

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Navigating the world of commerce is never an easy task. As a consumer, you have any number of concerns that you need met. Unfortunately, an unscrupulous business has exploited your trust and caused you to sustain significant damages. Before you can start seeking restitution, you must understand how California law defines consumer fraud. For more information on this subject and how you can obtain compensation, please read on, then contact an experienced California consumer lawyer today.

What constitutes consumer fraud in California?

Whenever a person suffers from a financial loss involving a business using deceptive, unfair or false business practices that constitutes consumer fraud in the Golden State. The following include some common examples of consumer fraud:

  • Identity theft
  • Mortgage fraud
  • Credit and debit card fraud
  • Advance fee, i.e. upfront fee, fraud
  • High yield investment fraud
  • Deceptive interest rate reduction robocalls
  • Fake charities
  • Prize and lottery fraud
  • Debt collection fraud
  • Phishing
  • Covid-19 scams

California has a host of consumer laws designed to protect people from identity theft, phishing and other crimes targeted at consumers.

How much compensation can you receive from a successful consumer fraud lawsuit in California?

Once a jury finds that a business has engaged in consumer fraud under California’s Civil Code 1780(a), they could subject said business to the following penalties:

  • Having to pay actual and/or punitive damages
  • Restitution of the plaintiff’s property
  • Abiding by an order enjoining such methods, acts or practices
  • Any other relief that the court deems proper

It should go without saying that these penalties could cost a business dearly and lead to its eventual dissolution. As such, you can expect the defendant to hire an aggressive legal team to protect their interests. This is why you should not hesitate to speak with one of our skilled Los Angeles, California attorneys as soon as possible.

How do you prove a consumer fraud case in CA?

In proving intentional fraud on the part of a California business, you must present the available evidence to prove the following elements in court:

  • The defendant represented to the plaintiff that a fact was true
  • The defendant’s representation was false
  • The defendant knew that the representation was false when he or she made it
  • The defendant intended that the plaintiff rely on the representation
  • The plaintiff reasonably relied on the defendant’s representation
  • The plaintiff sustained harm, and
  • The substantial factor in causing the plaintiff’s harm was the plaintiff’s reliance on the defendant’s representation

While that might seem like a high bar, our firm can help you gather the necessary evidence to prevail in court. Give us a call today.

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If you have any matters regarding consumer law, personal injury, employment law, entertainment law, criminal defense or immigration, contact us at Los Angeles Legal Solutions.

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